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The gym membership cheat code

I never thought I had a shopping problem. Until I arrived in Italy. Maybe it's the iconic beauty inherent in the place, maybe it's because of the quality fabrics and local artisan wares. Maybe it's because I've been deeply influenced by my late grandmother’s taste in Italian colours and beads and fabrics and and and…. Maybe it's the fact that I've never been to Cinque Terre or Venice before and I'm not sure when I'll be back again. Or maybe this incessant heat is getting to m

When I was growing up and I was asked what I wanted to be when I grew up- I had boldly decided and said each time “I want to be a scientist, an artist and a rock climber”. I had it all figured out. Four months of each, on a year by year rotation. To most adults, this was absurd.  “What makes you excited to get out of bed in the morning?” I asked the Big 4 partner as I sat in the fancy offices all dressed up in my new corporate outfit as an intern, 10 years ago. He was there t

When you can afford to buy all the little things you want so you do, but you don't think of the big picture or long term so wealth growth and asset growth stagnates.  When you no longer have the discipline or desire to save that want for later, because you can service it now, so why not. The difference between the middle and the top, is that the top get rid of liabilities fast, stack assets and leave the wants - especially the meh wants for last.  There's a difference between